If you have been following the stock market lately, you’ve probably noticed that it has been going down every day. Since my last post on February 11th, DOW has gone down 7.2% and S&P500 is down 7.6%. According to headlines today, the market now is at 1997 level. That means if you bought and held your stocks for the last 12 years, you would not have made any money! So much for the long-term investment, right? Well, look at it this way: you are not loosing more than 40% right now like lots of other people are!

To capitalize on last week’s downturn, we added more U.S steel at $28. We also thought Caterpillar Inc (NYSE: CAT) was a good buy at $29.25, and E.I. DuPont de Nemours & Co. (NYSE: DD) was pretty attractive with it’s 7.6% dividend at $21.50. So we started our position on both of them. We should have waited a little longer because the market kept going down through out the week, and today alone it was down close to 3.5%. U.S Steel was down another 13% today and was trading around $21.50. That’s a drop of almost 25% in a week. We had to buy more at that price! So we doubled our holding with purchase at $21.45. That dropped our average price of U.S Steel to $24.51.

Now we do not have any money left to invest. I hope this is the bottom!

Here is the updated list of our current holdings.

Portfolio as of 2/23/2009Current price as of 2/23/09